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General terms and conditions of use and legal information

Right of use for content

The websites, their programming, content, layout and structure are protected under copyright, trademark and competition law. Information on copyright and trademarks may be neither changed nor removed. Our websites, the layout of our websites and their content (text, images, programs and documents) may not be completely or partially reproduced, distributed, made available online or published in any other way. An exception is the reproduction and use of prospectuses by financial intermediaries in their sales activities. With the exception of the prospectuses, only non-commercial private use is allowed, and to the extent permitted by copyright law. It is also permitted for interested investors to download prospectuses, key investor documents, reports and publications.

Documents/information

The DZ PRIVATBANK S.A. website provides documents and information, including stock-market and economic figures, share prices, indices, prices, general market data and other accessible contents without guarantee.DZ PRIVATBANK S.A. regularly verifies and updates the documents and information on its websites. Despite the due care taken, the data may have changed in the meantime. DZ PRIVATBANK S.A. cannot guarantee that the documents and information, such as financial data and company announcements, are the very latest and up to date. DZ PRIVATBANK S.A. is therefore not liable and cannot guarantee that the information and documents provided are up to date, accurate and complete. This does not apply if DZ PRIVATBANK S.A. has not acted intentionally or with gross negligence or limitation of liability is excluded by law, such as for example with regard to information and documents on financial instruments and/or investment services. Price information from data suppliers (e.g. Reuters, Bloomberg, vwd Vereinigte Wirtschaftsdienste AG, Thomson Financial Datastream) typically has a time lag of 15 minutes. When specifying times, the underlying time zone should be taken into account. The documents and information are created by DZ PRIVATBANK S.A. itself or taken from DZ PRIVATBANK (Schweiz) AG, the data suppliers and public sources deemed reliable by DZ PRIVATBANK S.A. The graphs shown are also obtained from the data suppliers.

No advice/investment recommendations

The information available on the webpages of DZ PRIVATBANK S.A. does not represent investment advice or other trading recommendations on the purchase or sale of securities, futures or other financial instruments, nor recommendations on taking out and repaying loans. The documents and information provided here cannot replace personal interviews or assessments of specific conditions by a financial specialist, tax advisor or lawyer. Any investment decision with regard to securities, futures, other financial instruments or a financing decision for a loan should be made on the basis of a personal interview and, where appropriate, the prospectus documents or an information memorandum.

The full particulars on the securities or financial instruments, especially on the binding conditions, risks and the details of the issuer can be extracted from each prospectus.

Please pay attention to the information on the status of the documents and information. The documents and information may become outdated due to fresh developments, without the documents or information provided being changed during the latest updates. Past changes in exchange and interest rates are not reliable indicators for future results and may change at any time based on a large variety of factors.

Selling restrictions

For legal reasons, the information available on the webpages regarding securities, futures or other financial instruments is intended exclusively for customers of DZ PRIVATBANK S.A. who are resident in Luxembourg or Germany, unless stated otherwise on the webpages.

In some sovereign territorities outside Luxembourg or Germany, the forwarding of such information may be subject to legal restrictions.

Where specifically stated on individual pages, certain services are also provided by DZ PRIVATBANK (Schweiz) AG. The information available on these pages is also intended for customers of DZ PRIVATBANK (Schweiz) AG who are resident in Luxembourg, Germany or Switzerland.

Data protection

If you disclose personal data with us, we will treat it with due diligence and in accordance with the various data protection regulations.

For further information concerning data protection within DZ PRIVATBANK S.A. click here.

Links

Links to pages, sub-pages and sub-directories (deep links) can only be made with the prior written approval of DZ PRIVATBANK S.A.

Links from the websites of DZ PRIVATBANK S.A. to third-party websites shall not be the property of DZ PRIVATBANK S.A. It shall assume no responsibility for the content of linked pages, particularly with regard to changes in pages after the links have been set. The DZ PRIVATBANK S.A. website contains links to other websites; we assume no liability for the type and manner of use of the data on other websites, particularly regarding the use of customer/user information.

Frames

The combining of DZ PRIVATBANK S.A. webpages into a frame structure (frames) can only be made with the prior written approval of DZ PRIVATBANK S.A.

Notes on e-mail communication

Communication per e-mail has certain disadvantages due to technical reasons. For example, unencrypted e-mail messages sent via the Internet may be read by unauthorised persons (lack of confidentiality) or even changed (lack of integrity). The sender of an e-mail may also be changed (lack of authenticity). Please note when sending e-mails to DZ PRIVATBANK S.A. or die DZ PRIVATBANK (Schweiz) AG, that this form of communication does not guarantee the confidentiality or security of the message. Therefore decide very carefully which information you want to send us per e-mail.

As it is possible to change the sender of an e-mail and the contents of an e-mail message, we reserve the right, for both your safety and ours, to ask for return confirmation before we accept the content of the message as binding for us. Please do not send us any unsolicited advertising or any orders per e-mail.

Regulators

The competent regulatory authority is the Commission de Surveillance du Secteur Financier (CSSF), 110, route d’Arlon L-1150 Luxembourg, www.cssf.lu. The regulatory authority responsible for licensing credit institutions is the European Central Bank, Sonnemannstrasse 20, D-60314 Frankfurt am Main. The German branches of the bank are also subject to regulation by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin, Federal Supervisory Institution for Financial Services), Graurheindorfer Straße 108, D-53117 Bonn or Marie-Curie-Str. 24-28, D-60439 Frankfurt am Main (online at: www.bafin.de).

You can find the General Terms and Conditions (incl. the special conditions and list of execution venues) as well as the MiFID (Markets in Financial Instruments Directive) basic information of the headquarters in Luxembourg here; and for the branches in Germany here.

 

The English text serves for better understanding only. In case of any difference between those versions and in case of any legal conflict the German version will prevail.

The products and services contained within these web pages are not available for residents of certain jurisdictions. Please consult the sales restrictions relating to the products and services in question for further information.